Privacy Policy

Last updated: October 29, 2025

Introduction

ToClover ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.

Information We Collect

Personal Information

We may collect personal information that you provide directly to us, including:

  • Name and contact information (email address, phone number)
  • Account credentials (username and password)
  • Payment information and financial account details
  • Gift card information (card numbers, PIN codes, balances)
  • Government-issued identification for verification purposes

Automatically Collected Information

When you use our app, we automatically collect certain information, including:

  • Device information (model, operating system, unique identifiers)
  • Usage data (features accessed, time spent, interactions)
  • Log data (IP address, browser type, access times)
  • Location data (if you grant permission)

How We Use Your Information

We use the collected information for various purposes:

  • To provide, maintain, and improve our services
  • To verify gift card authenticity and process transactions
  • To prevent fraud and enhance security
  • To communicate with you about your account and transactions
  • To comply with legal obligations and enforce our terms
  • To analyze usage patterns and optimize user experience

Information Sharing

We do not sell your personal information. We may share your information only in the following circumstances:

  • With service providers who perform services on our behalf
  • With payment processors to facilitate transactions
  • When required by law or to protect our legal rights
  • In connection with a business transfer or acquisition
  • With your explicit consent

Data Security

We implement industry-standard security measures to protect your information:

  • 256-bit SSL encryption for all data transmissions
  • Secure data storage with encryption at rest
  • Regular security audits and vulnerability assessments
  • Multi-factor authentication options
  • Restricted access to personal information

Your Rights and Choices

You have certain rights regarding your personal information:

  • Access and review your personal information
  • Request correction of inaccurate data
  • Request deletion of your account and data
  • Opt-out of marketing communications
  • Withdraw consent for data processing
  • Export your data in a portable format

Children's Privacy

Our services are not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: